If you’re a smoker or an alcoholic then additionally you want to disclose it to the insurer. Based on this the insurance firm will decide in case you are eligible to get medical cover or not. Medical insurance plans offer a co-payment option that pre-defines the voluntary deductibles, which should be borne by the insured. So, within the occasion of a medical exigency, some quantity is paid by the insured and the rest, by the provider. The co-payment option does not have any effect on the sum insured.
At HDFC ERGO, we’ve an enormous community of 10,000+ cashless network hospitals. Just like every different health insurance plan, we cover you for your medical hospitalization due to illnesses and injuries seamlessly. If you upgrade your health insurance to incorporate extra cover, you may have to serve a waiting period for the additional cover. [newline]As such, you need to contemplate changing your …